this is vintage probably from the 1980s.
So much bling this is almost comical. The money bag is quite heavy altogether. Its got a lot of heft. The metal clasp is strong. Three chains are all slightly different. The maker is HMS,
Madeira Creations, a prominent American jewelry manufacturer founded by Harry Maxson Schmidt in Plano, Texas.
I dont know what kind of metal this is if its gold youre going to be very rich. But I do not see any markings on it, aside from the maker.
The hinge is very strong and claps tightly.
Im selling a lot of other interesting jewelry right now. If you purchase anything else Im selling. I can combine shipping for discount discounts. Just let me know before you pay and Ill send a new invoice.